(Updates with the latest stock price movement in the headline and first paragraph and adds reorganization details in the last paragraph.)
Chime Financial (CHYM) shares rose about 24% in Thursday trading after the company swung to a Q2 profit, exceeded revenue expectations, and raised 2026 guidance.
The company reported Q2 earnings late Wednesday of $0.07 per diluted share, swinging from a loss of $7.29 a year earlier.
Analysts polled by FactSet expected $0.00.
Revenue for the quarter ended June 30 was $669.8 million, up from $528.1 million a year earlier.
Analysts expected $641.3 million.
The company expects Q3 revenue of $680 million to $690 million. Analysts expect $667.6 million.
Chime raised its full-year 2026 revenue guidance to between $2.73 billion and $2.75 billion, up from $2.66 billion to $2.69 billion previously. Analysts expect $2.68 billion.
In a regulatory filing, the company disclosed its reorganization plan, which includes a 10% workforce reduction. Also, the company said Matthew Newcomb will step down from his position as chief financial officer, effective Friday.
Price: $32.18, Change: $+6.26, Percent Change: +24.15%