HSBC (HKG:0005) and Standard Chartered (HKG:2888) completed the first live cross-border bank-to-bank transaction using tokenized deposits on Swift's blockchain-based ledger, according to a joint statement issued Wednesday.
The transaction recorded payment obligations as tokenized deposits on both banks' systems, with Swift's ledger matching and netting the obligations before final settlement through existing systems.
The transaction is part of Swift's effort to enable 24/7 cross-border payments and improve liquidity efficiency.