Brown & Brown's (BRO) Q2 could be pressured by escalating declines in coastal property and a higher mix of property renewals, but this headwind should abate in Q3, supporting better organic growth in the second half, Truist Securities said in a note Tuesday.
The company is scheduled to report its Q2 results on July 27, after the close of the market.
Florida excess and surplus commercial property premium per policy fell below the 25-year average in Q2, creating a headwind for Brown & Brown's organic growth, as Q2 experiences double the seasonal renewal volume in Florida commercial property compared with Q1, according to the note.
Truist said the company's valuation has more than overcorrected for the weakness in coastal property, even as the wider property line has been much more stable.
The brokerage lowered its Q2 organic growth estimate to 0.0% from 0.5% and its EPS estimate to $1.09 from $1.10.
Truist kept its buy rating on the stock with a price target of $90.
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