Asia-Pacific insurers faced increasingly complex challenges, prompting adjustments in their investments and asset-liability management, S&P Global Ratings said on Wednesday.
Costs were rising for insurers amid geopolitical and market risk, regulatory shifts, and cybersecurity concerns, S&P said.
Insurers needed to adopt more robust governance and digital investment amid heightened risks from AI adoption and budding cyber risks, analyst Craig Bennett said.
The analyst expected the region's insurers to remain resilient against natural disasters, supported by stronger risk management and capital management.