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惠誉表示,日本金融机构对美国私人信贷的需求将持续。

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-- 惠誉评级在近期发布的一份报告中指出,日本金融机构将继续青睐海外高收益资产,包括美国私人信贷。 该评级机构表示,尽管日本国内资产收益率有所提高,但对海外高收益资产的偏好依然存在。 惠誉表示,近期私人信贷市场的压力对日本主要金融机构的影响有限,但风险可能通过金融集团内部的间接渠道显现。 监管机构已对私人信贷敞口进行了审查,但并未将其认定为国内金融风险,这与惠誉对该类资产在日本规模有限的看法相符。 惠誉指出,如果从其庞大的整体投资组合来看,日本的大型银行和人寿保险公司直接持有的私人信贷敞口也相对较小。 该评级机构表示,风险将来自基金融资、仓储贷款、杠杆融资和担保贷款凭证等间接渠道。 惠誉表示,鉴于管理私人信贷风险的难度,金融机构将依靠长期存在的风险管理框架、监控和压力测试等措施来控制这些风险。

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