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加拿大國家銀行表示,4月多倫多房地產市場初現復甦跡象,但仍面臨許多不利因素。

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-- 據加拿大國家銀行稱,多倫多地區房地產委員會(TRREB)的數據顯示,經季節性調整後,4月份房屋銷售環比增長6.1%,這是繼連續五個月萎縮後連續第二個月增長。 儘管有所改善,但該銀行指出,多倫多的交易水平仍然“非常疲軟”,與疫情期間和2008年金融危機期間的情況類似。事實上,銷售額仍比歷史平均低26.5%。 在經歷了艱難的秋冬季之後,過去兩個月的銷售回升固然令人欣喜,但現在斷言這是否標誌著持續復甦的開始還為時過早。 加拿大國家銀行表示,持續的商業和地緣政治不確定性、不斷上升的通貨膨脹(導致固定利率抵押貸款利率上升)以及人口增長放緩等諸多因素將繼續對多倫多房地產市場構成不利影響。 加拿大國家銀行指出,近年來多倫多房價下跌可能是對首次購屋者有利但對整體市場動能不利的另一個因素。 除了2025年起,許多房主在續簽抵押貸款時面臨的還款壓力(這限制了他們購買更好住房的經濟能力)之外,多倫多的房價在過去一年下跌了10%,過去三年下跌了5%,過去五年僅上漲了2%,創下同期最低漲幅紀錄。 該銀行補充道,因此,近年來購屋者幾乎沒有累積任何房屋淨值,這可能會限制他們未來的交易計劃,並減緩市場的交易速度。

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