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Research Alert: Gen Delivers Q4 Beats, Sets Fy 27 Outlook Above Expectations

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-- CFRA, an independent research provider, has providedwith the following research alert. Analysts at CFRA have summarized their opinion as follows:

GEN delivered solid Q4 FY 26 results with non-GAAP EPS of $0.67 (+14% Y/Y), beating consensus by $0.02, while revenue of $1.283B (+27% Y/Y) exceeded estimates by $30M. Full-year revenue reached a $5B milestone (+27% Y/Y) with EPS of $2.56 (+15% Y/Y), representing strongest annual performance in a decade. Trust-Based Solutions drove growth with Q4 revenue of $446M (+121% Y/Y), driven by successful MoneyLion integration, while paid customers expanded to 79M (+16% Y/Y). Management initiated FY 27 guidance above expectations with revenue of $5.325-5.425B (7-8% growth) and EPS of $2.85-2.95 vs consensus. Operating margin compressed to 50.0% (-840 bps) due to integration investments, though free cash flow remained robust at $1.523B (+26% Y/Y), supporting $634M in share repurchases and dividend payments. We believe the strong growth trajectory appears sustainable, though we are monitoring the durability of Trust-Based Solutions expansion and margin recovery timeline.

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