-- 印度PNB住房金融公司週三公佈,受優質貸款組合成長的推動,該公司第四季獲利年增顯著。 第四季度,PNB住房金融公司的貸款組合年增15.3%至8,737.3億盧比,稅後淨利成長19.2%至65.6億盧比。資產規模擴大,不良貸款減少,共同提振了這家房屋貸款巨頭的獲利能力。 「我們實現了零售貸款組合的健康成長,同時保持了穩健的資產品質和盈利能力,」執行長兼董事總經理阿賈伊·舒克拉在一份聲明中表示。 “持續專注於嚴格的催收和資產組合管理,使得不良貸款總額(GNPA)降至1%以下。” 總部位於新德里的PNB住房金融公司是旁遮普國家銀行的子公司。這家專業貸款機構主要提供房屋貸款,通常是針對首次購屋者,但也提供其他類型房產的貸款,並持有吸收公眾存款的許可證。 第四季度,PNB Housing的存款成長至1,805.5億盧比,較去年同期成長2.3%,增幅相對較小。該房屋貸款機構第四季從機構貸款機構的借款也增加至4,354.3億盧比,較去年同期成長22.5%。 PNB Housing第四季的總支出降至131.7億盧比,略低於去年同期的132.5億盧比,主要原因是壞帳核銷或不良貸款相關支出減少。 PNB Housing公佈2026財年全年淨利為229.1億盧比,較去年同期成長18%。 PNB Housing發布獲利報告後,股價上漲了8.1%。
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