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OSFI年度風險展望指出金融業面臨的主要風險，監理機關已做出回應

-- 加拿大金融機構監管辦公室（OSFI）週二表示，將致力於提升加拿大銀行業在壓力下的「韌性」。 在周二發布的《2026-2027年度風險展望》中，該監管機構指出，房地產擔保貸款風險、非銀行金融機構風險、流動性和融資是金融業面臨的關鍵問題。 加拿大部分地區的房屋和抵押貸款壓力增加。傳統銀行體係以外的風險也在擴大，包括非銀行貸款機構和投資基金借貸規模擴大的地區。全球不確定性也可能影響融資市場的信心。 報告指出：“儘管融資成本和可用性保持穩定，但流動性事件發生的速度仍然是一個關鍵問題。” 為降低這些風險，OSFI的監管工作將包括審查各銀行的緊急資金和復原計畫。 「我們將評估活躍於國際市場的機構如何在其計劃中考慮地緣政治衝擊。我們還將重點關注機構在短期內報告流動性和融資狀況的能力，包括跨境風險敞口，」該機構表示。 OSFI將在2026年全年持續推動針對吸收存款機構的流動性風險指引工作。流動性充足性要求的最新修訂將於2026年5月1日生效，主要針對特定零售存款類別。監管機構將於5月21日發布第二季報告，其中包含流動性充足性要求的進一步更新，以徵求公眾意見。 OSFI也計劃在5月的季度報告中發佈內部流動性充足性評估流程指引草案，以徵求公眾意見。

Price: $202.70, Change: $+1.16, Percent Change: +0.58%

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