-- HSBC（HSBA.L）は火曜日、中期業績見通しを据え置いた。手数料収入と金利収入の増加が、予想される信用損失と営業費用の増加を相殺したためだ。 3月31日までの3ヶ月間において、親会社の普通株主に帰属する税引後利益は、前年同期の69億3000万ドルから69億4000万ドルへとわずかに増加した。これは、資産運用手数料と純金利収入の増加が、減損損失、営業費用、その他の一時的な損失の増加を部分的に相殺したためである。税引前利益は94億8000万ドルから93億8000万ドルに減少した。 純金利収入は、預金残高の増加と市場金利の低下に牽引され、前年同期の83億ドルから89億5000万ドルへと急増した。純手数料収入も33億2000万ドルから37億2000万ドルに増加した。 この英国の金融機関の純営業利益は、4つの主要事業すべてにおける全社的な収益増加により、前年同期の167億7000万ドルから173億2000万ドルに増加した。平均有形自己資本に対する年率換算リターンは、17.9%から17.3%に低下しました。 こうした状況を踏まえ、取締役会は2026年度第1四半期の配当を1株当たり0.1ドルで据え置くことを決定し、2026年から2028年までのグループ全体の財務目標である、特記事項を除く自己資本利益率（RoTE）を17%以上とすることを改めて表明しました。 HSBCは、金利見通しの改善を背景に、2026年度の銀行部門の純金利収入予想を、従来の450億ドル以上から460億ドルに上方修正しました。また、平均総貸出金に対する予想貸倒引当金を45ベーシスポイントと発表しました。これは、2月に発表したガイダンスの40ベーシスポイントを上回る水準です。 HSBCは、「中東紛争を含む、当社が事業を展開するグローバル環境における変化と不確実性に対応できる体制が整っている」と述べています。同社は、原油価格の高騰、インフレ率の上昇、GDPの大幅な減速、失業率の上昇などを含む深刻なストレスシナリオにおいては、税引前利益に一桁台半ばから後半のマイナスの影響が出る可能性があると警告した。
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