-- Shizuoka Financial (TYO:5831) set a target of at least 170 billion yen in consolidated ordinary profit and about 9.5% return on equity by fiscal 2028 under its new three-year business plan, according to a Monday filing on the Tokyo Stock Exchange.
The plan, covering fiscal 2026 to 2028, focuses on expanding growth areas, strengthening regional ties and investing in artificial intelligence and digital systems to improve efficiency.
The group aims to lower its cost-to-income ratio to around 47% while maintaining a CET1 ratio near 13%.
Strategy pillars include business expansion across core and new domains, structural reforms through IT investment, and stronger engagement with stakeholders. The company also plans to build an "AI-native" organization and step up investment in human capital.
Alongside financial goals, the group set sustainability targets including reducing emissions tied to lending and supporting economic growth in its home region.