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調査速報:CFR:第1四半期決算は予想を上回り、預金コストは低下する一方で融資は引き続き増加

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-- 独立系調査会社CFRAは、に対し、以下の調査レポートを提供しました。CFRAのアナリストは、以下のように見解をまとめています。CFRは2026年第1四半期に堅調な業績を計上し、GAAPベースの1株当たり利益(EPS)は前年同期の2.30ドルに対し2.65ドルとなり、市場予想を0.16ドル上回りました。売上高は5億9,700万ドルで前年同期比7%増となり、市場予想を2%上回りました。純金利マージンは8ベーシスポイント拡大し、3.74%となりました。CFRは良好な営業レバレッジを示し、信用力も同業他社を上回ったことから、基礎指標は好意的に評価しています。経営陣はオースティンに205番目の拠点を開設し、テキサス州の高成長地域における市場浸透戦略を実行しました。平均融資残高は前年同期比6%増の220億ドル、預金残高は前期比3%減の420億ドルとなりましたが、これはCFRが有利子預金コストを29ベーシスポイント削減し3.64%とした戦略的な措置です。信用指標は改善し、不良債権比率は前年の0.40%から0.32%に低下しました。また、引当金比率1.28%はポートフォリオの質に対する自信を反映しています。当社は、CFRが競争力を維持しながら金利環境をうまく乗り切る能力が、テキサス市場における同社の継続的な好業績を支えていると考えています。

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