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美国抵押贷款银行家协会(MBA)数据显示,截至4月10日当周,美国抵押贷款申请量反弹;再融资增加,新购房量下降。

-- 根据抵押贷款银行家协会(MBA)周三公布的数据,截至4月10日当周,抵押贷款申请量增长1.8%,原因是抵押贷款利率下降提振了再融资活动,但新购房申请量的小幅下降部分抵消了这一增长。 此前,截至4月3日当周,整体抵押贷款活动下降了0.8%。 再融资贷款申请量增长了5%,而新购房申请量经季节性调整后下降了1%。 贷款余额为832,750美元或以下的30年期固定抵押贷款的平均合同利率从前一周的6.51%降至6.42%。 MBA副总裁兼副首席经济学家乔尔·坎表示:“利率的下降有助于支撑传统再融资申请量的增长,此前该类申请量已连续五周下降。” “由于当前经济形势不明朗,潜在购房者依然犹豫不决,导致购房活动持续低迷,购房申请量连续第二周低于去年同期水平。”

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