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紐西蘭銀行家協會表示,受首次購屋者強勁表現的推動,紐西蘭房屋貸款在2025年下半年將有所成長。

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-- 紐西蘭銀行業協會(NZBA)週二發布的一份報告顯示,截至2025年12月的六個月內,紐西蘭房屋貸款增加近18%,其中首次購屋者獲得了近四分之一的新增房屋貸款。 報告指出,2025年下半年新增房屋貸款數量從上半年的60,249筆增至70,811筆,但累計新增房屋貸款的平均金額較上年同期下降3%,至392,519紐西蘭元。 NZBA執行長羅傑·博蒙特表示,2025年下半年,近43%的房屋貸款借款人提前還款,高於上半年的約40%,這顯示「紐西蘭房主的財務能力很強」。 博蒙特還表示:“近18%的房屋貸款從浮動利率轉為固定利率,這一比例相當可觀。” “這可能反映出人們意識到,隨著經濟形勢的變化,利率進一步下降的可能性越來越小。” 同時,報告顯示,去年下半年,房屋貸款客戶拖欠還款的比例略高於1%,與上半年大致持平。

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