-- 獨立研究機構CFRA向提供了以下研究報告。 CFRA分析師總結如下： ZION公佈了強勁的2026年第一季業績，GAAP每股收益為1.56美元，高於去年同期的1.13美元，超出市場預期0.13美元。信貸品質表現卓越，撥備轉為700萬美元的收益，淨沖銷僅3個基點，不良資產率為0.48%，為七季以來的最低水準。我們先前認為2025年的信貸挑戰不會延續到2026年，而ZION在2026年取得的業績印證了這項判斷，其信貸指標在業界名列前茅。淨利息收入年增6%，利潤率從去年同期的3.10%提升至3.27%，但由於生息資產收益率下降，季減4個基點。資產負債表成長穩健，貸款成長2%至613億美元，客戶存款成長3%至731億美元。手續費收入表現強勁，客戶相關非利息收入成長9%，主要得益於貸款相關手續費（+35%）及零售銀行手續費（+18%）的成長。鑑於整個產業普遍存在類似趨勢，我們並不十分擔憂環比利潤率的下降。
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