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研究快訊:MTB:第一季獲利超預期,信貸品質改善

-- 獨立研究機構CFRA向提供了以下研究報告。 CFRA分析師總結如下:MTB公佈了2026年第一季穩健的業績,GAAP每股收益為4.13美元,高於去年同期的3.32美元,超出市場預期0.13美元。淨沖銷額從第四季的54個基點大幅下降至31個基點,非應計貸款降至89個基點,為新冠疫情爆發前的最低水準。我們對包括商業貸款、工業貸款、商業房地產和消費貸款在內的所有主要貸款組合的信貸品質顯著改善感到鼓舞。淨利息收入較上季下降2%,但基礎淨利差擴大2個基點至3.71%,在融資成本從2.51%大幅下降至2.33%的情況下,MTB維持了業界領先的績效。 貸款成長動能較上季維持1%,主要由工商業貸款(+2%)帶動,其中包括金融服務貸款;而商業房地產貸款則因策略性調整而下降3%。非利息收入較上季下降1%,但年增13%,受惠於BLG 3,300萬美元的投資分配。我們仍然認為商業房地產的收縮即將結束,這將有助於未來幾季整體貸款成長動能。

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研究快訊:MTB:第一季獲利超預期,信貸品質改善 | FINWIRES