-- 据加拿大国家银行称,多伦多地区房地产委员会(TRREB)的数据显示,经季节性调整后,4月份房屋销售环比增长6.1%,这是继连续五个月萎缩后连续第二个月增长。 尽管有所改善,但该银行指出,多伦多的交易水平仍然“非常疲软”,与疫情期间和2008年金融危机期间的情况类似。事实上,销售额仍比历史平均水平低26.5%。 经历了艰难的秋冬季之后,过去两个月的销售回升固然令人欣喜,但现在断言这是否标志着持续复苏的开始还为时尚早。 加拿大国家银行表示,持续的商业和地缘政治不确定性、不断上升的通货膨胀(导致固定利率抵押贷款利率上升)以及人口增长放缓等诸多因素将继续对多伦多房地产市场构成不利影响。 加拿大国家银行指出,近年来多伦多房价下跌可能是对首次购房者有利但对整体市场动能不利的另一个因素。 除了自2025年起,许多房主在续签抵押贷款时面临的还款压力(这限制了他们购买更好住房的经济能力)之外,多伦多的房价在过去一年下跌了10%,过去三年下跌了5%,过去五年仅上涨了2%,创下同期最低涨幅纪录。 该银行补充道,因此,近年来购房者几乎没有积累任何房屋净值,这可能会限制他们未来的交易计划,并减缓市场的交易速度。
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